Accept Credit Card & ACH Right on the Quote
Turn every signed quote into a paid job. Homeowners pay the deposit or final invoice with a credit card or ACH bank transfer, directly from the quote, on any device. Money lands in your bank account under your name through Stripe Connect. No monthly fees. Flat $4.99 per transaction plus standard Stripe processing fees. Refunds, chargebacks, security and compliance are all handled by Stripe, so you can focus on roofing.
Credit card & ACH · Funds direct to your bank via Stripe Connect · QuickBooks sync · $4.99 flat per transaction
From Signed Quote to Cash in the Bank
Online Payments is a premium add-on to Quote Generation. Once a homeowner signs, they can pay the deposit or final invoice in the same flow. Funds settle straight into your bank account under your name through Stripe Connect. Instant Roofer is not part of the transaction, we just facilitate it.
Step 1
Homeowner Signs the Quote
Online Payments only attaches to quotes built in our platform. The moment the homeowner signs, a pay button appears on the same quote, on any device.
Step 2
They Pay by Card or ACH
Accept credit card or ACH bank transfer for deposits, progress payments or final invoices. Secure Stripe-powered checkout, no redirect, no separate invoice tool.
Step 3
Funds Land in Your Bank
Money is paid out directly to the contractor's bank account under the contractor's name via Stripe Connect. Quotes, invoices and payments auto-sync to QuickBooks.
Everything You Need to Get Paid Faster
Online Payments is a premium add-on to Quote Generation. Cards, ACH, custom deposit terms, QuickBooks sync and Stripe-grade security, all wired into the quote your homeowner just signed.
Credit Card Payments
Accept all major credit and debit cards through Stripe. Homeowners pay right from the quote on any device.
ACH Bank Transfers
Lower-fee ACH bank transfers for larger deposits and final payments. Same flow, same quote, same pay button.
Stripe Connect Payouts
Funds land directly in the contractor's bank account under the contractor's name. Instant Roofer is not in the money flow, we just facilitate it.
Flat $4.99 Per Transaction
No monthly fees, no platform markup on processing. Just a flat $4.99 per transaction plus standard Stripe processing fees.
Deposits, Progress & Final
Fully customizable by the contractor. Collect a fixed-dollar deposit, a percentage, a progress payment or the full invoice. Your call, your terms.
Attached to a Signed Quote
Payments only fire on quotes generated and signed in our platform. Every payment is tied to a real, audit-friendly quote.
QuickBooks Sync
Payments, invoices and refunds sync automatically to QuickBooks Online so the books stay clean without double entry.
Refunds Handled in Stripe
Refunds are issued through Stripe with one click. The status flows back into the quote and into QuickBooks.
PCI & Compliance via Stripe
All security, PCI compliance and fraud protection are handled by Stripe. We never touch or store card or bank data on our servers.
Audit-Friendly Receipts
Every transaction is logged with timestamp, IP and device data alongside the signed quote. Receipts are emailed to the homeowner automatically.
Branded Pay Experience
Pay screens carry your business name so homeowners always know who they are paying. No third-party invoice tool to confuse them.
Easy Stripe Connect Setup
Most contractors connect Stripe and start accepting payments on their own. Need help? Our staff will walk you through it.
One Screen. One Tap. Paid.
A preview of the branded pay screen homeowners see after signing the quote. Card or ACH, deposit or final, all in one place.
Mockup shown for illustration. Final UI may vary.
Frequently Asked Questions
Common questions about Online Payments.
What does it cost to accept online payments?
A flat $4.99 per transaction plus standard Stripe processing fees. No monthly fees, no setup fees, no platform markup on processing.
Is Online Payments a standalone product?
No. It is a premium add-on to Quote Generation. Payments only attach to quotes built and signed in our platform.
Where does the money go?
Directly into the contractor's bank account under the contractor's name through Stripe Connect. Instant Roofer is not part of the transaction, we just facilitate it.
What payment methods are supported?
Credit card and ACH bank transfer are both supported, on the same pay screen.
Can I customize the deposit amount?
Yes. Deposits, progress payments and final invoices are all fully customizable by the contractor. Use a flat dollar amount, a percentage, or the full balance.
How are refunds handled?
Refunds are handled in Stripe with one click. The refund status flows back into the quote and syncs to QuickBooks.
Is this PCI compliant and secure?
Yes. All security, PCI compliance and fraud protection are handled by Stripe. We never store or process card or bank data on our servers.
Does it sync to QuickBooks?
Yes. Quotes, invoices, payments and refunds sync automatically to QuickBooks Online.
How hard is it to set up?
Most contractors connect Stripe Connect on their own with little or no help. If you need a hand, our staff will walk you through it. We also help contractors switch from another platform and rebuild templates from quotes they already use.
Do I need a separate Stripe account?
You connect a Stripe account through Stripe Connect during setup. That account is yours, in your business name, and it is where your funds land.
Activate Payments and Get
Funded Faster
Add Online Payments to Quote Generation and start collecting deposits, progress payments and final invoices the moment a homeowner signs. Credit card and ACH, custom terms, funds direct to your bank via Stripe Connect. Flat $4.99 per transaction, no monthly fees.